MOST OF US THINK THAT MONEY IS THE IMPORTANT FACTOR IN THE ECONOMY.BUT WHEN YOU CLOSELY WATCH THE ECONOMY,WE WILL UNDERSTAND THAT INTEREST IS THE ONLY ELEMENT WHICH DRIVES IN THE ECONOMY.FOR EXAMPLE YOU ARE BORROWING Rs.1 FROM A BANK AT A INTEREST OF 10% WHILE PAYING IT BACK YOU HAVE TO PAY IT AS Rs 1.10 ,FROM WHERE DOES THE Rs .10 PAISE WILL COME.IT WILL COME OUT FROM THE BANK ONLY THROUGH GOVERNMENT.SO THIS LEAD TO THE RAISE IN MONEY CIRCULATION AND THE WANT TO CREATE MORE MONEY IN THE MARKET.BANKS PLAY A MAJOR ROLE IN INCREASING THE MONEY CIRCULATION IN THE COUNTRY.EVEN THE BANK PAY INTEREST TO ITS DEPOSITORS.SO ITS INCREASING THE MONEY CIRCULATION IN A VERY HIGH FACE.THIS LEAD TO RAISE IN INFLATION,MONEY CIRCULATION,DEPRECIATION IN MONEY VALUE ETC...IN ISLAMIC BANKING THERE IS NO PAYMENT OF INTEREST.SO IF IT IS ESTABLISHED IN INDIA THERE WONT BE REVENUE FROM IT.MORE OVER IT WONT HELP IN THE GROWTH OF GDP.SO WHAT THE GOVERNMENT IS NOT ENCOURAGING IT.
Family Comes First
Family is the emotional and moral support system of mine.My family consist of three members me and my parents.They have taken a great effort to recch me here.I believe that every parent does this for the sake of their child.So we should not forget our parent because they are like the "TREE" in our life,who save their children from every problem in life.....
Always be with your family and be happy................
Always be with your family and be happy................
EDUCATION EXCEL GROWTH
EDUCATION EXCEL GROWTH
We all know that India is a developing country and it will become developed by 2020. My question is how can we reach this level with much faster rate? Youth of any country is considered as future of that particular country. And to empower young generation with qualities and capabilities education plays an important role. But our country actual education scenario is something different.
The really critical aspect of Indian public education system is its low quality. The actual quantity of schooling that children experience and the quality of teaching they receive are extremely insufficient in government school. A common feature in all government school is the poor quality of education, with weak infrastructure and inadequate attention. Its consequences are really very dangerous which creates inequality and retard growth of our economy.
Another reason for poor quality of education is the poor quality of teachers in government schools .Government schools are unable to attract good quality teachers due to inadequate teaching facilities and low salaries. The government currently spends only 3% of its GDP on education which is inadequate and insufficient. To improve the quality of education, the government needs to spend more money on education.
Recently Nitish kumar (chief minister, Bihar) has appointed approximately 2 lakh primary teachers for government schools in Bihar. Other states must also follow this, and help our economy to be a developed economy as soon as possible.
We all know that India is a developing country and it will become developed by 2020. My question is how can we reach this level with much faster rate? Youth of any country is considered as future of that particular country. And to empower young generation with qualities and capabilities education plays an important role. But our country actual education scenario is something different.
The really critical aspect of Indian public education system is its low quality. The actual quantity of schooling that children experience and the quality of teaching they receive are extremely insufficient in government school. A common feature in all government school is the poor quality of education, with weak infrastructure and inadequate attention. Its consequences are really very dangerous which creates inequality and retard growth of our economy.
Another reason for poor quality of education is the poor quality of teachers in government schools .Government schools are unable to attract good quality teachers due to inadequate teaching facilities and low salaries. The government currently spends only 3% of its GDP on education which is inadequate and insufficient. To improve the quality of education, the government needs to spend more money on education.
Recently Nitish kumar (chief minister, Bihar) has appointed approximately 2 lakh primary teachers for government schools in Bihar. Other states must also follow this, and help our economy to be a developed economy as soon as possible.
Budget 2010
Union budget 2010 focus on agriculture, growth and infrastructure. The income tax slabs are changed, making it wider and simple. But this change is not beneficial for lower and middle class people. Income tax for income from 160000 to 500000 is 10% and from 500001 to 800000 is 20% and above 800000 is 30 %. The GDP growth to be targeted at 9%. There is a partial excise rollback on cement and large cars, this means the price of these items will go up. The construction sector to be adversely affected by the rise in cement price. Tobacco product excise duty to be increased. The petroleum price will go up and this could lead to price rise of essential goods. Jewellery will also see a hike in price with higher customs duty proposed on imported gold, silver and platinum. Electricity bill could also go up dew to the introduction of service tax to service provide by the electricity exchange.
I still feel that we as a country still lacking the will power to take the health cover and rural housing to every citizen of the country. NREGA is a good step towards the upliftment of rural India but the implementation needs to be checked. Making policies is easier than implementing them.
I still feel that we as a country still lacking the will power to take the health cover and rural housing to every citizen of the country. NREGA is a good step towards the upliftment of rural India but the implementation needs to be checked. Making policies is easier than implementing them.
Electronic Mailing & Ethics...
Hi Friends,
Yesterday in our Communication Class we were discussing the case, Electronic Mailing and Ethics...
There was a lot of participation in the class, kudos to that... but unfortunately, I could not be a part of it, thanks to the Marketing Exam we were having today... I was lost in the world with Philip Kotler (not that it really helped me much today), but as I did not share my views in class, I thought I'll share my views through our blog...
I would like to share with you what I learned about this topic through my work experience. Just before I joined for my PGDM... In the office where I worked, we were all provided with official e-mails and official mobile numbers. Now, most of us think that our official e-mail is our personal belonging and it is not fair for anyone, not even our employer to 'snoop' around its contents.
But this is where we are wrong... We need to understand that an official e-mail or an official mobile number belongs to our employer. When we leave the organization we do not carry this e-mail or mobile number out of the organization with us, but surrender it on the last day of our work with that company.
Hence as long as we are in the organization, our employer has every right to know, how we are using these facilities which are provided to us, to make our work easier.
During my tenure with the organization, I remember an incident where-in one of my colleagues was caught by the management for sharing a 'harmless' joke over the official e-mail system. I would like to remind you that in any organization, the use of the official e-mails and official mobile numbers are closely monitored, as it is the company who is paying the charges for their use.
Hence we need to be careful while using these facilities at work... Even when we need to share our grievances about our boss or our work, let's not use this source, but it would be much better if done face-to-face during one of the many routine meetings that we are likely to have. That would definitely fetch good results and elicit appropriate action from the side of the management as well.
I would like to sign off by reminding you of what Fatima Ma'am said at the end of the discussion, "when we are at work, let us enjoy our work and not think about our home, family or friends at that time, because that is not what we are paid for... After working hours, let us enjoy our life away from our work, with our friends and loved ones... This would definitely help us to enjoy both the personal and professional worlds we live in..."
So, let's try to get the best out of both these worlds in our life!
An experience in the railway station
Yesterday,at around 5:30 pm in the evening i went to Aluva railway station to receive my uncle who was coming from Bangalore.it was On reaching there i came to know that the train was late by two hours.I was just walking around the station looking at the platform,shops,counters when i noticed one small boy sitting on the floor and reading a book.I went near him and asked what he was reading.He looked at me anxiously and replied "Science".On hearing this i smiled and asked in which class he was studying.He replied that he was in 5th standard and his exams are going on.He lived in a small hut where there was no electricity connection.His mother had died 4yrs back and his father was a drunkard who used to come late in the night daily. They had a tea shop which was the only source of income for the family.I felt really pity on him seeing him studying under the lights of railway station.
How many of us truly realize that God has given us so much in our life.Today we are pursuing a post graduation in management where we sit in air conditioned classrooms and stay in well furnished hostel rooms .We have been provided with all the facilities from our chidhood to present life stage by our parents .But are we doing full justice to them.Despite having all the amenities and facilities we never try to give our best because we are always engaged in enjoyment and smart lifestyle.We are fortunate to have a fulfilling and satisfactory life but we won't realize it unless it slips from our hands.We should take the full use of opportunities which are available to us in order to prosper and succeed.Wherever we go we should try to give our 100% dedication to our work because it is very necessary to be true to ourself.
How many of us truly realize that God has given us so much in our life.Today we are pursuing a post graduation in management where we sit in air conditioned classrooms and stay in well furnished hostel rooms .We have been provided with all the facilities from our chidhood to present life stage by our parents .But are we doing full justice to them.Despite having all the amenities and facilities we never try to give our best because we are always engaged in enjoyment and smart lifestyle.We are fortunate to have a fulfilling and satisfactory life but we won't realize it unless it slips from our hands.We should take the full use of opportunities which are available to us in order to prosper and succeed.Wherever we go we should try to give our 100% dedication to our work because it is very necessary to be true to ourself.
Interlinking of Rivers
Interlinking of Rivers
Why do we see natural disasters like floods striking our country on a regular basis every year, creating unprecedented havoc and causing destruction and misery to millions of people living along the river banks. This has been the story for quite some time now, presenting a whole lot of issues to the administration, which has been sitting increasingly clueless about it. Neither are they able to give proper warning signals to the people who are in potential danger nor are they able to effectively provide timely relief to those affected by the unrelenting floods.
At this point, I am reminded of what the former President of India, Dr A P J Abdul Kalam has advocated as a possible solution to the incessant floods and droughts-interlinking of river waters. This is a truly a revolutionary idea and one for the millennium. Its because floods and droughts have been a perennial problem for the nation for ages, both of which have proved extremely difficult to handle. While one part of the nation battles against flood waters, the other will be waging an unending war against drought and famine.
Hence I strongly believe that its high time the Central Government does something fruitful about this. Not just the administration, but its also up to us to carry forward on our shoulders the long-cherished dreams of our beloved ex-President and make it a reality, because the nation’s future lies in our hands.
Why do we see natural disasters like floods striking our country on a regular basis every year, creating unprecedented havoc and causing destruction and misery to millions of people living along the river banks. This has been the story for quite some time now, presenting a whole lot of issues to the administration, which has been sitting increasingly clueless about it. Neither are they able to give proper warning signals to the people who are in potential danger nor are they able to effectively provide timely relief to those affected by the unrelenting floods.
At this point, I am reminded of what the former President of India, Dr A P J Abdul Kalam has advocated as a possible solution to the incessant floods and droughts-interlinking of river waters. This is a truly a revolutionary idea and one for the millennium. Its because floods and droughts have been a perennial problem for the nation for ages, both of which have proved extremely difficult to handle. While one part of the nation battles against flood waters, the other will be waging an unending war against drought and famine.
Hence I strongly believe that its high time the Central Government does something fruitful about this. Not just the administration, but its also up to us to carry forward on our shoulders the long-cherished dreams of our beloved ex-President and make it a reality, because the nation’s future lies in our hands.
Prejudice against Bio-Tech
We know it very well History repeats itself, first as tragedy and then as farce. Bt.brinjal is a case in point.
The D-day judgment that was given on 10Feb’10 has put a moratorium on the commercial production pending some marginal tests. Many believe this was imperative to set at ease all public apprehensions regarding bio-safety and environment effects and assuage fears about the creation of an MNC monopoly.
However, we nee not deprive GM or bio-tech of the accolades for the efforts they have made in this regard. The Bt.cotton is the product that very well speaks about the significance GM products. Refer the diagram above the yields of cotton increased unprecedented by using GM cotton seeds. GM cotton seed certainly has proved significant.
Now focus on food scarcity in India. Since, India is situated n a non-temperature agro-climatic zone where the threat posed by climatic change is the most serious; attempts should have been made to accelerate research and development in GM technology.
Look at china , it has gone ahead with massive investments in R & D in GM food crops, Particularly vegetables.
Further delays in the development of GM food varieties, starting with Bt.Brinjal could push India into a food crisis. It is the need of the hour that due emphasis is given on Bio-Tech innovations in terms of sustaining the human demands.
Sachin Tendulkar
Sachin Tendulkar has become the first cricketer ever to hit a double-hundred in a one-day international, 10 months after his 36th birthday and four years after being booed off his home ground for slow scoring, with his career apparently in terminal decline. Tendulkar toyed with South Africa's attack in the second one-day international under Gwalior's floodlights. He ended unbeaten on exactly 200 after 147 balls of beautiful destruction, relying on finesse as much as force. He hit only three sixes as India reached 401 for three in 50 overs. Tendulkar easily passed the previous record score in one-day internationals – 194 by Pakistan's Saeed Anwar against India in 1996-97, an innings matched in rather less demanding circumstances by Zimbabwe's Charles Coventry against Bangladesh earlier this year. However, in the 49th over Tendulkar seemed to have stalled on 199, and when MS Dhoni stole the strike and then hoisted the first ball of the last over for six it seemed he may end marooned short of 200. But with the crowd baying for their hero and self-preservation in mind, Dhoni, who had dealt almost exclusively in boundaries, wisely sauntered a single and next ball Tendulkar nurdled a run through gully to reach 200. Tendulkar began with boundaries on either side of the wicket off Wayne Parnell and then dazzled with an array of cuts, pulls and drives.
Food and Human
From the very beginning of the evolution food has been the most important requirement of any living being. With time it goes on modifying with increase in diversity and population.
Evolution is driven by extent to which an animal can survive in adverse conditions on this planet.Food is one of the most essential requirement for survival. With increase in population there is scarcity of food material available for living beings. A lion can die if there are no more animals in forest, a dear can die if there is no green grass or leaf. For every living being there are certain limitations. But surely the condition is not same with human beings. This species of animal has learnt to live in and change conditions on his will. Human being is one of the most intelligent animal on this holy planet. He doesn't waits for seasons to change for him,but he changes seasons on his own will and requirement.
Problem related with food for increasing population has also been solved by human being by himself only, by introducing GM foods. GM foods has changed the overall scenario of food scarcity. Scientist like M.S. Swaminathan and N. Bouerlog who came up with green revolution in India, has solved the food problem of India. World is full of such examples. In fact there is no crop now which has not been genetically altered at lower or higher extent so that quality and yield can be improved for the mankind.
Human being with his beautiful mind is capable of doing any miracle, or solving any problem either it is related to food or anything else. The only need is motivation and direction.